Health Savings paydayloansohio.net/cities/hannibal/ Account: There is no minimum opening deposit or balance requirement. Minimum balance to earn stated APY is $0.01.
Rates effective as of 6/3/21. Rates include 0.25% reduction off the standard auto loan interest rate with automatic payments made from your Affinity account. The rate without automatic payments will be higher. Monthly payment amounts vary be term and rate. For example, the minimum payment for a $25,000 loan with a term of 60 months and 4.26% APR has an estimated monthly payment of $. Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant creditworthiness. Maximum loan term restrictions ount is $100,000. Rates and terms are subject to change without notice. All loans are subject to credit review and approval. Must be a member in good standing and meet all lending requirements.
RV Loans: APR= Annual Percentage Rate
Motorcycle Loans: Rates include 0.25% reduction for automatic payments made from your Affinity account. Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant credit worthiness. Must be a member in good standing and meet all lending requirements. Motorcycle loans with amounts less than or equal to $10,000 have a 60 month maximum term. The maximum term for Motorcycle loans is 72 months.
25% reduction for automatic payment from your Affinity account. APR is variable based on the dividend rate plus 3.00% and may change monthly. Repayment terms for 60 month loan at 3.00% would consist of 60 monthly payments of $ per $1, borrowed. Interest accrues from the date the loan is funded
Certificate Secured Loan: Quoted rate includes .25% reduction for automatic payment from your Affinity Account. Term restrictions may apply based on underwriting criteria. Repayment terms dependent upon rate of Certificate Account used to secure the loan.
Share Secured Loan: Rate includes 0
PrivateLine Overdraft Protection: Rate includes 0.25% reduction for automatic payment from your Affinity account. Repayment does not consist of a fixed monthly payment but is based on a monthly payment of 3% of the outstanding balance with a minimum payment of $. Payments are not fixed.
Personal Loan: Rate includes 0.25% reduction for automatic payment from your Affinity account. Repayment terms for 36 month loan would consist of 36 monthly payments of $ per $1, borrowed.
Debt Consolidation Loan: Rate includes 0.25% reduction for automatic payment from your Affinity account. Repayment terms for 48 month loan would consist of 48 monthly payments of $ per $1, borrowed. Rate is based on creditworthiness at the time of application. Maximum rate %
Student Loan Consolidation Program: Rate includes 0.25% reduction for automatic payment from your Affinity account. Repayment terms for 60 month loan would consist of 60 monthly payments of $ per $1, borrowed.
Business Money Manager: Minimum balance, opening deposit and minimum balance to earn the stated APY depend upon the tier as indicated in the table below. If balance falls below the $2,500 average daily balance, there is a $ fee and the regular savings rate will apply until the minimum balance requirement is met.
Revolution Save: Available for members aged 17-24. There is no minimum opening deposit or balance requirement. Minimum balance to earn the stated APY depends on the tier as indicated in the above table. Dividends are compounded daily and credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Balances between $0 – $2,500 will always earn 1.25% APY on all balances in this range. Balances of $2, and above will earn between 0.25% APY on total balances in this range. Account owners will be awarded Even More Status in the Affinity More Program on the first of the month following account opening and will retain this status for the duration of their time in this account.
The introductory fixed rate is for a maximum Combined Loan-To-Value (CLTV) ratio of 80%, with a maximum loan amount of $1,000,000. After the introductory fixed rate expires, the fully indexed rate may include a 0.25% discounted rate for automatic payments from an Affinity account. The rate without automatic payments will be higher. The standard minimum APR (floor rate) is 3.00% and the maximum APR (ceiling rate) assessed by Affinity cannot increase by more than 6% above the initial fully indexed rate (NOT based on the introductory interest rate). Offered rates are subject to change without notice. The interest rate you qualify for is based on our review of your creditworthiness, the available equity in your home, and is contingent upon you granting Affinity a valid first or second mortgage. If the HELOC is less than $250,000, there are no upfront fees. If the HELOC is $250,000 or higher, the borrower will be required to pay for a full title insurance policy. For all HELOCs where state mortgage tax or other state fees are charged borrower will be responsible to pay this at closing and may take as an advance from the HELOC. If borrower pays off and closes the line within the first 36 months, they will be required to repay the third party fees, which may range between $ and $5, , paid by Affinity.
b 22-Month Promotional Certificates (Including IRA and Business Certificates): Balances of $100,000 or greater earn an APY of 0.65%. Balances between $50,000 and $99, earn and APY of 0.60%, and balances between $500 and $49, earn an APY of 0.55%. On the maturity date, the certificate will automatically renew to a 24-month certificate at the rate in effect for that at the time of renewal. If the certificate falls below $500, it will be closed.